Health and Safety legislation is now firmly entrenched on the statute book, and affects businesses across the board. If you run a riding stables or other horse-related business then you are advised to familiarise yourself with health and safety legislation.
Being familiar and recent with the latest health and safety requirements is important, because instances of non-compliance can lead to substantial fines and a persistent failure to comply with routine, general requirements may result in the Health and Safety Executive undertaking a formal investigation or inspection, which can be intrusive and disruptive to business. Occasionally , directors of companies may be held criminally liable for any major breaches of health and safety legislation.
First aid and recording injuries Under The Health and Safety (First-Aid) Regulations 1981 all employers, regardless of the size of their work force are required to have on site adequate first aid facilities for dealing with injuries sustained by employees and by members of the public. The question of what is 'adequate' depends on the nature and size of the business.
Reporting accidents In addition to recording any injuries in the business' accident book, under the Reporting of Injuries, Diseases and Dangerous Occurrences Regulations 1995 ('RIDDOR') organisations including businesses have a statutory duty to report certain types of accident and injury to the Health and Safety Executive. These include:
* Breaks and fractures* Dislocation of hip or shoulder joint* Loss of consciousness caused by ingesting harmful substances or choking* Injury caused by electrical shocks or chemical burns
As well as this, any accident which ends up in a member of the public being taken to hospital must be reported to the Health and Safety Executive as a way to comply with the requirements of RIDDOR. A report can be filed online at the Health and Safety Executive Website or by calling the national Incident Control Centre on 0845 300 99 23.
Public liability insurance
Under the Employers Liability (Compulsory Insurance ) Act 1969 all businesses that employ people on any kind of basis are required by law to have employers liability insurance.
This law is intended to protect employees from employers who are reckless or negligent on the subject of protecting their health or safety and who would not otherwise have the resources to pay compensation to an employee who is injured as a result of the employer's bad practice.
The minimum amount of cover which all employers are required to have, regardless of the number of employees is 5 million although in practice many insurance companies offer a minimum insured amount of 10 million. This may sound like a lot, but in injury claims, particularly where the claimant is left disabled or unable to return to work can be extremely expensive because compensation will be calculated to include lost earnings over the remainder of the claimant's working life
Undertaking a health and safety risk assessment
Businesses are legally required to carry out periodic risk assessments to identify potential hazards in the workplace and to consider what improvements might be made so as to manage those hazards and reduce the risk of injury to members of staff and visitors to the premises.
Whilst undertaking a risk assessment may appear onerous, in the event that a member of staff or member of the public is injured and takes legal action against your business, a comprehensive health and safety assessment and risk management plan can help you to demonstrate that you've taken all reasonable precautions to avoid causing injury.In closing, it will benefit you to seek out other resources on this topic if you feel that you dont yet have a firm understanding of the subject matter.
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